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Welcome to the Duncan Mortgage Team rates page. Complete an online application today!
Current posted rates are in effect as of 12/04/2008 2:58:35 PM Central Time.
Mortgage Consultants may quote lower rates depending on loan program and loan size.
EFFECTIVE MARCH 14, 2008 THE CONFORMING CONVENTIONAL LOAN PRODUCTS WILL HAVE AN ADD-ON TO THE INTEREST RATE AND/OR DISCOUNT POINTS BASED ON THE CREDIT SCORES OF THE APPLICANTS. THE CONVENTIONAL RATES QUOTED ON THIS PAGE ASSUME THAT BORROWERS HAVE A CREDIT SCORE OF 720 OR GREATER. CALL OUR MORTGAGE CONSULTANTS FOR A QUOTE BASED ON YOUR INDIVIDUAL CREDIT APPLICATION.
ON FHA/VA LOANS THE BELOW RATES ARE BASED ON A CREDIT SCORE OF 620 OR GREATER. APPLICATIONS WITH CREDIT SCORES BELOW 620 WILL HAVE A ADD-ON TO THE DISCOUNT POINTS AND/OR INTEREST RATES.
EFFECTIVE SEPTEMBER 17TH WE WILL BEGIN OFFERING OUR ZERO TO CLOSE PROGRAM. THIS IS 100% FINANCING WITH A 95% FIRST MORTGAGE AND A SECOND MORTGAGE OF 5%. IT ALLOWS A BUYER TO PURCHASE A HOME WITH NO DOWN. THE SELLER MAY PAY UP TO 3% SELLER CONCESSION TOWARD THE BUYERS CLOSING COSTS AND PREPAIDS. CALL US TODAY FOR DETAILS.
Rates are subject to change without notice.
| 6.625% | 0.000% | 6.699% | 30 |
| 6.500% | 0.250% | 6.598% | 30 |
| 6.375% | 0.375% | 6.484% | 30 |
| 6.250% | 0.500% | 6.370% | 30 |
| 6.125% | 0.625% | 6.256% | 30 |
| The APR is calculated using a loan amount of $140,000 and these typical fees. |
| 6.500% | 0.000% | 6.621% | 30 |
| 6.375% | 0.375% | 6.555% | 30 |
| 6.250% | 0.500% | 6.449% | 30 |
| 6.125% | 0.625% | 6.344% | 30 |
| 6.000% | 0.750% | 6.238% | 30 |
| The APR is calculated using a loan amount of $140,000 and these typical fees. |
| 6.500% | 0.000% | 6.603% | 30 |
| 6.000% | 0.375% | 6.135% | 30 |
| The APR is calculated using a loan amount of $100,000 and these typical fees. |
| 6.000% | 0.000% | 6.167% | 30 |
| The APR is calculated using a loan amount of $100,000 and these typical fees. |
Extended lock-ins on rates up to 180 days are available. Please contact your Mortgage Consultant for specific information.
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